Loan Modifications for a Better Financial Situation in California
Beginning a new life after a divorce has become increasingly more challenging in today's mortgage crises. With the lowered housing market, couples involved in divorced proceedings often face difficulty when selling or refinancing their home to comply with pending divorce decrees.
If you are upside down on your mortgage, need to refinance your loan in one partner's name or simply need assistance modifying the terms of your loan after an adjustment in interest rate, Gemma V. Reyes, Attorney at Law can help. Our office is based in San Jose but we handle loan modifications throughout California.
For more than a decade, our firm has assisted clients with negotiating, settling and litigating real property matters. Contact our office or call 408-292-6289 to discuss your modification needs during a free consultation with a lawyer.
Negotiating for a Better Situation
Bad mortgage terms can put a lot of pressure on an already difficult situation. Our help can make getting back on track to a healthy mortgage less challenging. Through aggressive and experienced negotiation, we can help you renegotiate one or more terms of your mortgage including lowering the principle, reducing the interest rate or stretching out your payments.
When dealing with loan modification, it is vital to understand your current terms and what events may trigger default. Our staff can help you understand every detail of your loan and how it can be modified to help in your situation.
Contact Us for Relief
Whether you have been divorced, laid off, face medical difficulties or disability or the value of your home has plummeted, we can help. Our work is focused on helping you avoid foreclosure and deepening hardship.
Contact our office today to schedule a free consultation to discuss your modification needs.
