Santa Clara Foreclosure Attorney
Serving the entire San Francisco Bay Area and Monterey Bay and Beyond
With the loss of a job or a change in the housing market, debts can easily spin out of control. If you are unable to pay your bills and are facing foreclosure on your home, you need the help of a knowledgeable local bankruptcy and loan modification attorney.
At the law offices of Gemma V. Reyes, Attorney at Law, we will give you straightforward answers to all your bankruptcy questions. Gemma V. Reyes is a San Jose loan modifications lawyer who represents clients in need of debt relief and protection.
If foreclosure is on the horizon, contact our bankruptcy law firm to speak to a lawyer about your loan modification options.
Finding the Right Solution to Your Mortgage Debt
If you are facing foreclosure, filing for bankruptcy might allow you to stay in your home. When you file, the bankruptcy proceeding can stop foreclosure by stalling or postponing the trustee sale on your primary home. You will not, however, be able to keep any investment properties.
Chapter 13 bankruptcy also allows you to develop a payment plan to get your finances under control and live up to your obligations. If you file for Chapter 13 bankruptcy, attorney Reyes will negotiate with your lender to reduce your loan payments and modify your mortgage.
At our bankruptcy firm, we can help you understand your bankruptcy options. Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, we will work to keep you in your house and get you the debt relief you need.
Contact a skilled San Diego foreclosure lawyer online or call 408-292-6289 to set up an informative initial consultation.
